Bank of Hawaii (Wholesale)
130 Merchant Street, Suite 1510, Honolulu, HI 96813
https://www.boh.com/
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
17,923
Total loans closed with Loan Factory (past 12 months)
14,516
Lender overview
Basic information
First Mortgage = Bank of Hawaii ISAOA PO Box 3201 Troy, MI 48007-3201 Loan Number: _________________
N/A
Lock policies & Fees
Lock Policies
Extension Policy
To extend a lock it will cost 0.125% to fees per 7 days.
Max of 4 extensions (0.50% to fee)
Please enter any extension requests through the Encompass TPO Portal.
Locks must be extended prior to the expiration date.
call for details
Lender's niche & Overlays
**This lender only lends in Hawaii and to loan officers physically located in Hawaii.**
Saleable: Fannie Mae Conventional Fixed rates and ARMs
Portfolio Loans:
- Fixed rates and ARMs
- Jumbo loans to $4,000,000
- Condotels, Co-Ops, Non-warrantable condos
- 100% LTV for Owner Occupant Purchase to $1MM
- New Projects / Fee Purchase
- HELOC's
- Non-conforming properties
- Leasehold properties
- Vesting in LLC, Partnerships, Corporations, and Trusts
- Construction / Permanent
- Foreign and Canadian Borrowers
Max DTI 45%
Student loans (deferred) 2% payment of unpaid balance
Full Kitchen required - sink, oven with four burners, and full-sized fridge
70% of investment/stock value, 60% of retirement value
Lender turn time
2
2
2
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